Are you looking for ways to earn cashback on your credit card spending? Cashback credit cards can be a great option for those who want to earn rewards and savings on their purchases. In this article, we will learn about the best cashback credit cards in India that can help you maximize your savings and make the most of your spending.
Page Contents
Best Cashback Credit Cards in India
Best Cashback Card in India
1. Axis Bank ACE Credit Card: Bill Payments and Lounge Access
The Axis Bank ACE Credit Card is a top choice for individuals who make bill payments frequently and want to avail themselves of the benefits of airport lounge access. With this card, you can earn 5% cashback on bill payments made through Google Pay, including electricity, internet, gas, DTH, and others. Additionally, you can get 4% cashback on popular platforms like Swiggy, Zomato, and Ola. For all other purchases, you can earn 2% cashback. Card 4 also offers complimentary domestic airport lounge visits and a 1% fuel surcharge waiver on fuel purchases. Best Cashback Credit Cards in India best cashback card india
2. Flipkart Axis Bank Credit Card: Online Shopping, Dining, and Lounge Access
If you are fond of online shopping and want to earn cashback on your purchases, the Flipkart Axis Bank Credit Card is an excellent option. With this card, you can enjoy a range of benefits, including 5% cashback on Flipkart, Myntra, and other partner merchants. You can also earn 1.5% cashback in all other categories. Additionally, the card also offers attractive joining and activation benefits worth Rs. 1,100, four complimentary domestic airport lounge visits, and a 1% fuel surcharge waiver on fuel purchases. Best Cashback Credit Cards in India best cashback card in india
Best Cashback Card India
3. HSBC Cashback Credit Card: Unlimited Cashback on Online and Offline Spends
The HSBC Cashback Credit Card is designed to offer unlimited cashback on both online and offline spends. With this card, you can earn 1.5% cashback on all online spends (except fund transfers to online wallets) and 1% cashback on all other spends. This card also offers 3 complimentary domestic airport lounge visits per year, making it a great choice for frequent travelers. The annual fee for the card is waived for the first year, and from the second year onwards, it will be Rs. 750. Best Cashback Credit Cards in India
4. HDFC Millennia Credit Card: Movie, Lifestyle, and Online Shopping
HDFC Millennia Credit Card is the perfect choice for individuals who love shopping online and enjoying movies. With this card, you can earn 5% cashback on Amazon, Flipkart, Myntra, and other popular platforms. The card also offers several lifestyle benefits, including free access to Sony LIV, Flipkart Plus, and Cult.fit. Additionally, you can enjoy a 1% fuel surcharge rebate on fuel purchases. The annual fee of the card is Rs. 1,000 plus applicable taxes.
5. HDFC Bank MoneyBack Credit Card: Online and Offline Purchases
For those who want to earn rewards on both online and offline purchases, the HDFC Bank Moneyback Credit Card is an excellent option. With this card, you can earn 2 reward points for every Rs. 150 spent online and 2x reward points. Accumulated reward points can be redeemed for cashback or other exciting offers. The card also comes with a fuel surcharge waiver and an annual fee of Rs. 500 plus applicable taxes. Best Cashback Credit Cards in India
6. Standard Chartered Manhattan Platinum Credit Card: Shopping and Rewards
The Standard Chartered Manhattan Platinum Credit Card is a great option for individuals who love to shop. With this card, you can earn 5% cashback at supermarkets and 3X rewards on all other purchases. The card also offers a number of lifestyle benefits, including discounts at partner restaurants. The annual fee for the card is Rs. 999 plus GST. Best Cashback Credit Cards in India
7. Cashback SBI Card: Online and Offline Transactions and Lounge Access
The Cashback SBI Card is designed to offer rewards on both online and offline transactions. With this card, you can earn 5% cashback on every online spend and 1% cashback on all offline spends and utility bill payments. The card also offers four complimentary domestic airport lounge visits per year. The annual fee for the card is Rs. 999 plus taxes. india best cashback credit card
India Best Cashback Credit Card
8. YES Prosperity Cashback Plus Credit Card: Movies, Grocery Shopping, and Bill Payments
If you frequently enjoy movies, go grocery shopping, and make bill payments, the Yes Prosperity Cashback Plus Credit Card is a great option. With this card, you can earn 5% cashback on movies, grocery shopping, and utility bill payments. The card also offers various lifestyle benefits, including discounts on dining and a fuel surcharge waiver. The annual fee of the card is Rs. 1,499 plus applicable taxes. Best Cashback Credit Cards in India
9. Kotak Delight Platinum Credit Card: Movies, Dining, and Fuel Benefits
The Kotak Delight Platinum Credit Card is perfect for individuals who love watching movies, eating out, and enjoying fuel benefits. With this card, you can earn 10% cashback on dining and movies every month. The card also offers various lifestyle benefits, including a fuel surcharge waiver. The annual fee for the card is Rs. 299 plus GST.
10. ICICI Bank Amazon Pay Credit Card: Online Shopping and Rewards
The ICICI Bank Amazon Pay Credit Card is a co-branded card that offers rewards for online shopping. With this card, you can earn 5% cashback on Amazon purchases for Amazon Prime members and 3% cashback for non-Prime members. The card also offers 2% cashback on spending at partner merchants and 1% cashback on all other purchases. The card has a zero annual fee. Best Cashback Credit Cards in India
How to Apply for Cashback Credit Cards Online?
Applying for a cashback credit card online is quick and convenient. To apply, visit the website of the concerned bank and go to the credit card section. Select the cashback credit card you want to apply for and fill out the application form with the required details. You may also have to upload supporting documents, like address proof and income proof. Once you submit the application, the bank will review it and inform you of its status. Once approved, you will receive the credit card at your registered address. Best Cashback Credit Cards in India
Best Cash Back Credit Cards India
Conclusion
Cashback credit cards are a great way to earn rewards and save on your spending. With the best cashback credit cards in India, you can maximize your savings on various categories like bill payments, online shopping, dining, etc. Consider your spending habits and choose the card that offers the most benefits for your needs. Apply for a cashback credit card online and start earning rewards on your transactions today! best cash back credit cards india
